Wa 'In Kāna Dhū `Usratin Fanažiratun 'Ilá Maysaratin Wa 'An Taşaddaqū Khayrun Lakum 'In Kuntum Ta`lamūna (Al-Baqarah: 280).

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002.280 If the debtor is in a difficulty, grant him time Till it is easy for him to repay. But if ye remit it by way of charity, that is best for you if ye only knew.